“Dear Charles, I want to thank you for the consultation services you have provided for me and my company In-Line Air Conditioning Co. Inc. We have been dealing with the same insurance agent for many years and like everything else, we had seen our insurance costs go up considerably. I had always liked the service that my broker provided us but I just didn’t feel comfortable renewing year after year without getting some competitive bids. I have to say, I did have some reservations given the fact that our company is located in New Jersey and you are in California, but nonetheless I was impressed and comfortable enough to move forward. Once again, I believe it was a very smart decision. I liked the fact that you provided me with a nice game plan for not only dealing with my current broker, but also in handling the second broker who provided a competitive quote. I could only imagine the number of mistakes and issues I would have come across had I not been provided with the information you had given me. As things turned out, we did end up staying with our broker. Most importantly, once the quotes were received and reviewed, it was nice to have the confidence that you provided in negotiating for the best possible premiums, as well as advise on which coverages to keep during the process. When all was said and done, I received quite an education, I kept my broker honest, and gained a renewed respect from him. We also managed to negotiate an 11-12% savings off our new policies, which more than paid for your services. Overall I am very happy and highly recommend your services to anyone in the trades or construction industry.”

Matthew Dorans, Vice President
In-Line Air Conditioning Co., Inc.

Click here to read the entire reference letter from In-Line Air Conditioning Co., Inc.

“Charles Specht provided me with insight that my insurance broker could not. I had received two seemingly similar policy quotes except one premium was more than triple the other one. Very confused, I reached out to Charles for help. He broke down each quote line by line, he explained the differences. and he helped me not only choose the right policy, but also guided me to ask the broker the right questions which resulted in a significant reduction of the premium. I have already recommended him to an investor friend of mine looking for guidance on a huge policy quote he recently received and I would recommend him to anyone else as well.”

Bennett Mason
Real Estate Developer

“Charles has managed my company’s insurance needs for over 6 years. He has been my main consultant when my company was over 700 employees until now, about 250 employees. Charles continues to bring good value for my insurance needs and I recommend his services without reservation.”

Gino Graziano, CFO & Executive V.P.
G&G Construction Co.

“I first met Mr. Specht when the broker that I had been using decided on specializing in a different area of the business. From the very beginning, Mr. Specht has always been reliable and honest. After doing business with him for several years, I decided on following him when he transitioned over to insurance consulting, and I have never regretted that decision. In my opinion, Mr. Specht is one of the best in the business.”

Lance Smith, President & CEO
Cold Steel Erectors, Inc.

“Charles is very knowledgable in all aspects of insurance and he is very quick to find the answers you need to resolve any issues. I have learned a great deal from him about the insurance industry and I am grateful for his honesty and integrity. It is a great pleasure to work with Charles and I look forward to continuing our professional relationship. I would highly recommend him.”

Laura Grabar, CFO
Expert Drywall Systems, Inc.

“I have been very happy with the work Charles Specht has done for me over the years I have known him. He is able to get things done when I need them. Any way you look at it, Charles has been able to get the job done.”

Dan Riley, President
Steel Structures, Inc.