“General Liability Insurance” is one of those small phrases that snatches profit right out of your pocket.

From word one you’re led to believe that all encompassing coverage is expensive because it needs to be.

It doesn’t. It certainly isn’t for many competitors in your industry.

How can you get their edge by saving more off the top of your insurance bill without lifting a finger?

​Enter Constructive Risk!

We’re not your new broker, and we aren’t another salesman asking for your time.

Constructive Risk:

  • Analyzes your insurance needs.
  • Negotiates with your current or competing brokers so that you are covered for more at a reduced cost, which…
  • Provides you with money, time, and peace of mind.

We don’t take commissions from you, and we don’t accept kickbacks from your provider.

Here’s What Other Have Said:
“Charles Specht provided me with insight that my insurance broker could not. I had received two seemingly similar policy quotes except one premium was more than triple the other one. Very confused, I reached out to Charles for help. He broke down each quote line by line, he explained the differences, and he helped me not only choose the right policy but also guided me to ask the broker the right questions which resulted in a significant reduction of the premium. I have already recommended him to an investor friend of mine looking for guidance on a huge policy quote he recently received and I would recommend him to anyone else as well.”

– Bennet Mason, Real Estate Developer

Does It Sound Too Good To Be True?
It’s not, and we can prove it!

Click here to schedule a virtual meeting with our CEO, Charles Specht, and see how we can save you as much as 55% on your general liability insurance bill.

We Do Not Sell Insurance.
Instead, we are independent Insurance Consultants hired by you to solely represent your interests. What we do is manage the insurance policy renewal process on your behalf by strategically directing both the marketing and negotiation efforts of your current broker — and any other pre-qualified brokers we bring in to gather quotes — which ultimately Saves You Time, gives you Peace of Mind in the process, and Reduces your Insurance Costs by as much as 55% annually.

55%
Premium Savings?
FREE CONSULTATION

with Charles Specht, CEO

15 Reasons why you should hire an Independent Insurance Consultant

15 Reasons to Hire an Independent Insurance Consultant

The better way to ensure the best possible quotes with the absolute lowest premiums available in the marketplace!