Lower Insurance Premiums
The vast majority of my clients feel they receive more competitively priced renewal quotes, while still improving or maintaining coverage limits through my efforts. I believe these results are directly due to my fostering competition where appropriate and maintaining the highest level of independence in the negotiation process. My independent oversight provides unparalleled knowledge of the quoting process.
Objective Advice
Many clients admit to hiring me purely because they value the type of advice that can only come from someone not part of the insurance supply chain (i.e. receiving a “commission”). Business owners, CFO’s and corporate executives understand how important risk management is to their organization. Having an additional set of objective and expert eyes on risk and insurance issues delivers value and lasting peace of mind.
Better Protection
Many of my clients feel that I raised material coverage issues (i.e. exclusions and/or “gaps” in coverage) that otherwise would have remained unaddressed, broadening coverage and avoiding coverage disputes after losses. It is my objective to drill-down on exposure issues before considering specific insurance products. My unique independence supplies me with an outlook that benefits clients in the long-term.
How I’m Different From Your Insurance Broker
- I don’t sell insurance. Therefore, I have zero conflicts of interest (such as having “commissions” tied to the sale or renewal of a policy).
- Brokers must satisfy their own agency’s interests first, their agency’s insurance carriers second, and the insured (you) only after that. My loyalty is to you—the client—alone.
- My credentials put me in the top 1% of “insurance people” in the country.
- The reason your insurance broker tends not to work hard at negotiating lower premiums or even provide on-going service after the initial sale is because the more work he/she does to lower your insurance premiums, the less money he/she makes as a commission. As an independent consultant, my fee structure is set and my sole interest is always my client’s best interest.
For more information on how I can save your business or organization money, email me for a FREE CONSULTATION
